Best credit card for shopping in India

There are several credit cards in India that are suitable for shopping, offering various benefits, rewards, and discounts. Here are some popular credit cards known for their shopping benefits:

HDFC Bank Millennia Credit Card: This card offers cashback and discounts on online shopping, groceries, dining, and other categories. It provides accelerated rewards on select merchant categories and exclusive offers on partner websites.

  1. SBI Card PRIME: SBI Card PRIME provides rewards, cashback, and discounts on shopping, dining, and entertainment. It offers milestone benefits, lounge access, and accelerated rewards on departmental store purchases.
  2. ICICI Bank Coral Credit Card: ICICI Bank Coral Credit Card provides rewards, discounts, and benefits across various categories, including shopping, dining, travel, and entertainment. It offers accelerated rewards on select merchant categories.
  3. Axis Bank Buzz Credit Card: The Axis Bank Buzz Credit Card is designed for online shoppers, offering exclusive discounts and rewards on partner websites such as Flipkart. It provides accelerated rewards on online shopping.
  4. Standard Chartered Manhattan Credit Card: This card offers cashback and rewards on retail expenses, including shopping, dining, and fuel. It provides accelerated rewards on supermarket and department store purchases.
  5. American Express Membership Rewards Credit Card: This card offers reward points on all purchases, which can be redeemed for a wide range of options, including shopping vouchers, electronics, and more. It provides accelerated rewards on select categories.
  6. Citibank Rewards Credit Card: Citibank Rewards Credit Card allows you to earn reward points on all your retail spends, including shopping. These points can be redeemed for merchandise, vouchers, and other redemption options.

Before choosing a credit card, consider factors such as annual fees, interest rates, reward structures, and the benefits that align with your shopping preferences. It’s important to read the terms and conditions, eligibility criteria, and compare different credit cards to find the one that suits your needs the best.

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